“This Stock Could Be Like Buying Amazon in 1997” Image source: Getty Images. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Our 6 ‘Best Buys Now’ Shares Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! 3 FTSE 100 dividend stocks yielding over 5% I’d buy in 2020 Enter Your Email Address Matthew Dumigan does not own any shares in the stocks mentioned. The Motley Fool UK has recommended HSBC Holdings. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Matthew Dumigan | Tuesday, 11th February, 2020 | More on: HSBA RDSB VOD The FTSE 100 index is rammed full with companies that look undervalued, many of which are trading on cheap valuations while offering outstanding dividend yields. Here are three stand-out stocks that offer market-beating yields with the potential to provide a solid passive income stream.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Royal Dutch ShellThe share price of the oil giant Royal Dutch Shell (LSE: RDSB) has taken a huge plunge recently, decreasing by around 24% since July 2019. Lacklustre fourth-quarter performance was the catalyst for the most recent drop, which is in part thanks to lower oil and gas prices.However, it is well worth noting that the company has notoriously refused to cut its cash returns since the end of the Second World War. Moreover, the fact that this year’s payout should be covered 1.4 times by profit provides reassurance of the sustainability of the company’s dividends even despite the substantial drop in price.Evidently, there is significant value to be had. Combine this with a colossal dividend yield of 7.4%, and it becomes clear that Shell offers an attractive stream of passive income.HSBCGlobal banking heavyweight HSBC (LSE: HSBA) boasts a market cap totalling £118.08bn. Despite this, the firm is trading at a comparatively large discount to other blue-chip companies in the index, owing to numerous geopolitical factors that have negatively affected its price. A thumping dividend yield of 6.69% means that for every £100 invested, you’re receiving £6.69 just for owning shares in the company! On top of this, HSBC has increased its payout seven times over the past 10 years and has a dividend cover of 1.41, meaning that the current payout is sustainable.The vastness of HSBC’s operations provides a level of stability that gives added resilience when it comes to maintaining dividends throughout the economic cycle. Ultimately, once the bargain entry price is factored in, I believe that now is an ideal time to buy shares in HSBC and start reaping the benefits that come with a passive income stream.VodafoneVodafone (LSE: VOD) is one of the index’s best income stocks, supporting a dividend yield of 5.25% at the time of writing. That said, a rough past few years has seen the company struggle with stagnating revenue growth and rising debt. However, it is evident that Vodafone is making progress in regards to these issues by cashing out of non-core markets and using the money generated from sales to reduce debt. Vodafone has finally reduced its unaffordable dividend payout, which should now give the company the ability to positively cover its dividends with the profit it generates. This ensures that dividend growth and consistency should be sustainable over the long term, something that is very attractive to income investors.All things considered, I believe a positive outlook and a re-adjusted dividend payout classify the company as a strong ‘buy and hold’ for anyone looking to build a passive income stream over the long term. Simply click below to discover how you can take advantage of this. See all posts by Matthew Dumigan
ArchDaily Architects: bergmeisterwolf architekten Area Area of this architecture project Houses Photographs Rooftops Twin House H / bergmeisterwolf architekten ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/870948/rooftops-twin-house-h-bergmeisterwolf-architekten Clipboard ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/870948/rooftops-twin-house-h-bergmeisterwolf-architekten Clipboard Area: 456 m² Year Completion year of this architecture project Projects “COPY” Photographs: Lukas Schaller Save this picture!© Lukas SchallerRecommended ProductsMetallicsKriskadecorMetal Fabric – Outdoor CladdingWoodHESS TIMBERTimber – GLT HybridSuspension SystemsGustafsSlated Timber Ceiling in EQT Corporate HeadquartersMetallicsTECU®Copper Surface – Classic CoatedText description provided by the architects. The gabled roof, the rooftop and the roofing of the windows were the central topics of the design. The natural and architectural surroundings were the inspiration for the rooftop. The mountain tops – the backdrop of the house – and the traditional farmsteads that characterize the area are abstractly cited and interpreted in a new way in the architecture.Save this picture!© Lukas SchallerA parallel floor plan allowed for two houses under one roof. The two different apartments, planned for two sisters, are designed to let nature and the surroundings in. All of the windows were placed according to the views they offer, and the gardens are mirrored in the loggia on the ground floor as well as on the rooftop terrace, nestled between the rooftops. Any open spaces are protected from the strong winds distinctive for this area.Save this picture!© Lukas SchallerThe loggias are located deep in the buildings, and the rooftop terrace is protected by an elongated piece of façade. The building interacts with its surroundings; the old stone wall is incorporated in the design. The two materials – cinderblock and brownish-black wooden slats – interact, illustrating the duality found on the insideSave this picture!© Lukas SchallerSave this picture!SectionSave this picture!© Lukas SchallerProject gallerySee allShow lessMalmö Saluhall / Wingårdh Arkitektkontor ABSelected ProjectsArctic TreeHouse Hotel / Studio PuistoSelected Projects Share 2014 Italy “COPY” Rooftops Twin House H / bergmeisterwolf architektenSave this projectSaveRooftops Twin House H / bergmeisterwolf architekten CopyHouses•Vahrn, Italy Save this picture!© Lukas Schaller+ 18 Share Year: CopyAbout this officebergmeisterwolf architektenOfficeFollowProductsWoodConcreteBrick#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesVahrnItalyPublished on May 11, 2017Cite: “Rooftops Twin House H / bergmeisterwolf architekten” 11 May 2017. ArchDaily. Accessed 11 Jun 2021.
in Daily Dose, Featured, News, Print Features The Week Ahead: Nearing the Forbearance Exit 2 days ago Print This Post The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Are there any other surprises you’ve seen? Honestly, the most surprising thing is just the sheer volume of borrowers that have raised their hands to ask for a forbearance plan. Truly it’s unprecedented. Even through the Great Recession, we didn’t have this forbearance option, and normally these forbearance plans are used around a natural disaster. You go through for a short period of time and say, “Okay, we’re going to give you some payment relief while we figure out what’s going on.” To see this happen on a global scale, particularly with the sheer number of borrowers, it’s mind-boggling to think about what’s going to happen with the work that servicers are going to have to do at the end of these, to convert these into some type of extension model. Servicers Navigate the Post-Pandemic World 2 days ago Previous: The Week Ahead: Signs of Improvement in Labor Market Next: ‘Disproportionately Affected’: The Economic Impacts of COVID-19 July 2, 2020 2,348 Views This story originally appeared in the July edition of DS News. What factors are in play in the distressed market? There are a couple of issues driving this. Number one is, just over the last year, we’ve been making significant investments, not only spending on marketing to drive more people to our online platform, but also in getting better at how we prioritize those assets and being more surgical in our marketing approach. We’ve also seen that, with the lack of supply, that has pushed people that traditionally wouldn’t only buy foreclosure sales.They’ve shifted to the online environment just because that’s where we do have available inventory for them. The last piece is that many investors over the last few years have pulled out and sat on the sidelines. “Okay, it’s getting a little too hot here, a little too frothy in terms of property values. I’m going to sit on the sidelines and wait for the next downturn to start.” We’ve seen a lot of buyers say, “You know what? We think the next downturn is starting now, so I’m going to start looking at making some investments again.” Servicers Navigate the Post-Pandemic World 2 days ago Share 1Save 2020-07-02 Mike Albanese Jesse Roth joined Auction.com in 2012 as the SVP of Business Development and Client Management, where he oversees the business development and strategic initiatives of Auction.com’s national real estate disposition business.Roth’s leadership has helped build Auction.com into the nation’s leading real estate marketplace, with more than 200,000 residential and commercial sales and $46 billion in transactions. Under his leadership, Auction.com’s client base increased by over 200% and asset volume increased by over 270%. Before joining Auction.com, Roth held senior management positions in portfolio management, capital markets, and servicing roles with mortgage industry leaders Citigroup, Fannie Mae, and GMAC.What are some of the key challenges you’re seeing in getting properties turned around quickly and back into the hands of owner occupants? Most of the properties that have gone through defaults here in the recent past, and that we’d expect to go through default once claims increase, are not suited for owner-occupants. What we have found is that, either our clients, if they take the property back in as an REO property or a local investor acquires the property at the foreclosure sale, as a third-party buyer. Both entities are attempting to solve that problem, and they just have different approaches. The REO department at most clients is looking at it, saying, “How do I best flip this property to an owner-occupant?”But they’re generally doing it from a consolidated location, managing properties all over the country. Whereas, this local, third-party investor that bought them at the foreclosure sale knows much more about the neighborhood, about what needs happen to that property to get it back into the hands of the housing stock faster. We’ve actually seen by going back and looking at data that one year after the foreclosure sale, almost 60% of properties that sell with third-party foreclosure are now owner-occupied versus only 40% of properties that revert to the lender. Are you forecasting any changes to foreclosure price appreciation trends? That’s the big question that everybody wants to know, and I think it will determine how quickly the moratoriums end, the forbearance is resolved, and if we see a wave of defaults, like we would expect just given the sheer number of unemployment claims and the rise in delinquencies. You’re certainly going to see pockets within the U.S. mortgage market around different product types. The bank-owned products and the GSE product are relatively stable, very high credit quality borrowers that were put into those programs with good equity positions. But in the FHA and private-label securities portfolios, you’re already seeing rises and delinquencies and a big part of the reason why we have seen prices rise right now is because of the lack of supply. When the supply flips over and exceeds the demand, you could potentially see a decline in home prices. Do you see an education gap in municipalities when it comes to zombie properties? I do. These nonprofits, these municipalities, they all look at it and say, “Look, foreclosures are bad. We shouldn’t do that.” Certainly in case of stay-at-home orders in this national practice, you don’t want to be kicking people out of their houses. But having these properties sit there empty doesn’t work for anybody. There’s this perception that local investors are just bad. What we’ve found is that the local investors are just better at getting the homes back into the housing stock than REO departments usually are. When you look at the before and after photos, what a property looked like when it’s sold to an investor at the foreclosure sale and what it looks like when they resold it six months later, versus what a property looks like when reverted to the lender and then was sold as an REO. They are night-and-day differences where you’re like, these two are not even like properties anymore. Just to the level of investment and renovation that are done on the properties that are sold to a third party, but then go through, and they make it that property that somebody, a first-time homeowner, a homebuyer wants to purchase because it’s turnkey ready.How do you make sure that everything is communicated to all the people that it needs to be?We work hard to stay in contact with the experts here. We’re talking to the foreclosure attorneys in each state, we’re talking to the servicers that are on the front lines, talking to borrowers. We’re talking to the GSEs, we’re talking to FHFA, we’re talking to HUD, just trying to understand what they are seeing. What are they hearing? What are they thinking? What are they trying to address? Then, we serve as this information conduit to where we can say, “Here’s what we’re hearing from everyone else.” We try to fill that advisor role, because all of the issues around the moratoriums and the forbearance, we’re not the ones having to actually administer them. We just happen to have a bird’s eye view of what’s going on and are able to help connect people that have heads down and all the information flying at them, so they can’t really pick up their head and see the forest for the trees. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Home / Daily Dose / Tracking Foreclosures and Distressed Properties Tracking Foreclosures and Distressed Properties About Author: Mike Albanese Do you think we’re going to see more and more of the focus on the online auction side of things? I do. We’ve known for a very long time that 90% of home buyers start their home search online anyway. This institution that we have of forcing everyone into an offline transaction is antiquated in its approach. Being able to make an offer on a property digitally is just the next evolution of how real estate is going to be bought and sold in this country. You’ve seen it in other areas. For example, in Australia, 90% of homes are sold via an auction format. Even if it’s not purely an auction format, the ability to know what’s available for sale in a consolidated format, request to see a property, go through a tour or inspections virtually, and place offers seems like the next road in development for U.S. real estate. Mike Albanese is a reporter for DS News and MReport. He is a University of Alabama graduate with a degree in journalism and a minor in communications. He has worked for publications—both print and online—covering numerous beats. A Connecticut native, Albanese currently resides in Lewisville. Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Related Articles Are you seeing impacts with regard to the foreclosure moratoriums that have been put into place? Yeah, absolutely. What we’re seeing is the creation of a backlog. Putting a short-term moratorium in place while servicers and borrowers and governments all get their hands around what’s going on makes total sense. We just need to say, “Hey, we just need to take a pause here and let the dust settle and figure out what we’ve got going on.” The problem is that, the way they went about this moratorium, you’ve got a backlog of properties that were severely, severely delinquent. There could be instances in New York, for example, where it had been scheduled, has been going through foreclosure for the last three years. Now they were very close to coming out and having a foreclosure sale and resolving that neighborhood blight that happens from that kind of abandoned properties or dilapidated properties.That’s just now being put on the sidelines. It really is creating a drag on those neighborhoods and ultimately drag on home prices around those properties. The other concern is around what the restart process looks like. Because they were so prescriptive and this moratorium’s about not initiating foreclosure, not advancing foreclosure, and not conducting foreclosures or evictions, it stopped everything in its tracks. Once these moratoriums are over, it’s going to be a lot of work to figure out, “What steps need to be started over? How long will the restart process take to get things back to normal?” Sign up for DS News Daily Subscribe
Guidelines for reopening of hospitality sector published LUH system challenged by however, work to reduce risk to patients ongoing – Dr Hamilton RELATED ARTICLESMORE FROM AUTHOR Homepage BannerNews Facebook Calls for maternity restrictions to be lifted at LUH Pinterest Pinterest By admin – December 20, 2016 Facebook Twitter Twitter Google+ Previous articleColeman says Everton have to dust themselves down after Liverpool defeat for busy Christmas periodNext articleFoster survives vote as SF say they will not bring down Stormont admin WhatsApp Harkin concerned at potential impact of Brexit on cross border workers Nine Til Noon Show – Listen back to Wednesday’s Programme GAA decision not sitting well with Donegal – Mick McGrath WhatsApp Google+ MEPs in the European Parliament are currently assessing the implications of Brexit in their various specialist areas.Northwest MEP Marian Harkin is on the Brexit sub-committee of the Parliament’s Employment and Social Affairs Committee.She says the impact of Brexit on workers travelling North and South of the border is of particular concern to her………….Audio Playerhttp://www.highlandradio.com/wp-content/uploads/2016/12/09harkin.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume. Almost 10,000 appointments cancelled in Saolta Hospital Group this week
One in four staff plan time off sick with the New Year ‘blues’On 1 Feb 2004 in Personnel Today Sixout of 10 workers thought they were likely to have a day off sick last month,with more than one in 10 planning to call in sick even when there was nothingwrong with them.Thestudy of 1,000 workers carried out for the Consumer Health Information Centreand the charity Developing Patient Partnerships found that nearly one in four(23 per cent) of employees were anticipating starting the year with the“January blues”.Atotal of 13 per cent admitted they were already planning to take a day off sickwhen there was nothing wrong with them, rising to more than a third (34 percent) of 16-24 year olds.Wherethere was genuine sickness, flu was the most common culprit for people takingtime off work (cited by one in three of those surveyed), followed by colds (23per cent), headaches and hangovers (13 per cent) and stress (12 per cent).Ina separate study, more than eight out of 10 employees admitted to faking anillness so they could take a day off work, while three-quarters of bosses saidthey called in sick when there was nothing wrong.Thesurvey of almost 1,000 employees by law firm Peninsula and payroll recruitmentspecialist Portfolio Payroll found two-thirds of those who took time off didnot feel guilty.Aquarter said they had feigned illness once in the past 12 months, more than athird had done so twice, 17 per cent three times and 7 per cent on more thanfive occasions.–Nearly two-thirds of finance directors don’t trust sick notes written by GPs,according to a survey by Reed Accountancy.Thepoll of 266 finance directors, asking whether they trusted sick notes, found 30per cent said they probably did not and a further 34 per cent definitely didnot. Comments are closed. Previous Article Next Article Related posts:No related photos.
ecent developments in genomics are advancing our understanding of the processes shaping population structure in wild organisms. In particular, reduced representation sequencing has facilitated the generation of dense genetic marker datasets that provide greater power for resolving population structure, investigating the role of selection and reconstructing demographic histories. We therefore used RAD sequencing to study the great scallop Pecten maximus and its sister species P. jacobeus along a latitudinal cline in Europe. Analysis of 219 samples genotyped at 82,439 single nucleotide polymorphisms clearly resolved an Atlantic and a Norwegian group within P. maximus as well as P. jacobeus, in support of previous studies. Fine-scale structure was also detected, including pronounced differences involving Mulroy Bay in Ireland, where scallops are commercially cultured. Furthermore, we identified a suite of 279 environmentally associated loci that resolved a contrasting phylogenetic pattern to the remaining neutral loci, consistent with ecologically mediated divergence. Finally, demographic inference provided support for the two P. maximus groups having diverged during the last glacial maximum and subsequently expanded, whereas P. jacobeus diverged around 95,000 generations ago and experienced less pronounced expansion. Our results provide an integrative perspective on the factors shaping genome-wide differentiation in a commercially important marine invertebrate.
View post tag: usa View post tag: Naval Back to overview,Home naval-today USA: NS Everett Conducts Exercise Reliant Cloud View post tag: News by topic Emergency response teams at Naval Station Everett coordinated with the city of Everett’s Fire Department, local hospitals and other community authorities during the base’s annual emergency response Exercise Reliant Cloud, June 25.The exercise simulated a scenario in which a vehicle collision causes a chemical tanker truck to begin leaking, and releasing toxic chemicals resulting in mock injuries.“This was a realistic and fast-paced exercise. It is one of several training exercises we do throughout the year to prepare for any possible emergency situation,” said Mark Brooks, Naval Station Everett’s operations officer. “It was meant first and foremost to evaluate our ability to respond to and mitigate a Hazardous Material (HAZMAT) threat and save lives in the process. It also helps to build our working relationship with our local emergency aid partners, who are a vital asset to this installation.”Volunteer Sailors acted as mock victims who had come in contact with the toxic chemicals. These victims were assessed by local firefighters upon arrival on the scene and decontaminated at a temporary decontamination station set up in a parking lot near the simulated accident site.The victims with the worst simulated injuries were further assessed by corpsmen from the Naval Branch Health Clinic Everett. The most severe patients were transferred to local hospitals in the Everett area for critical treatment.“As a mock victim of this drill, it makes you think about what it would be like to be in a real situation like this,” said Machinist’s Mate 3rd Class Errie Evangelista, assigned to the Naval Station Everett’s Operations department. “It’s good to know that we are prepared and ready to respond to any situation that might come up.”Firefighters thoroughly investigated the simulated accident scene, secured the area and made required reports.“Situations like this can be very dynamic and spin out of control at any time,” said Navy Region Northwest Fire and Emergency Services Assistant Regional Training Chief Brian Pille. “The firefighters from the base and from the Everett fire department, the corpsman from the branch medical clinic and from local hospitals are integral parts of completing our important mission of keeping this base and its personnel safe.”After the exercise, all team members involved met for debriefing and an evaluation of their performance during the drill. “Overall, the exercise went very smoothly and all mission objectives were achieved in a timely manner,” said Pille. “The base and local personnel worked efficiently together as always. Their performance during this drill gives me confidence that this base could respond to any dangerous situation that might arise.”[mappress]Naval Today Staff, July 27, 2012; Image: US Navy Training & Education View post tag: conducts July 27, 2012 View post tag: Navy USA: NS Everett Conducts Exercise Reliant Cloud View post tag: Cloud View post tag: Exercise View post tag: Everett View post tag: Reliant View post tag: NS Share this article
Ocean City AARP Chapter 1062 is sponsoring the following event:Date: Friday, February 17, 2017Location: Ocean City Free Public Library – Room 110 1735 Simpson Avenue Ocean City, NJ 08226Time: 12:30 p.m. Doors Open 12:45 p.m. Commencement of Presentation with General Meeting and Refreshments to followGuests are welcome and encouraged to attend.Topic: Where There’s a Will There is a WaySpeaker: Cape May County Surrogate M. Susan Sheppard, Esq.Surrogate Sheppard will discuss the role of the Surrogate Court in County government and the interface of the probate court with estates and trusts. Specifically, she will provide information on wills, power of attorneys, guardianships, and other issues that are important to the public and provide practical pointers that may be helpful during a trying time. Sheppard was elected Surrogate Judge in 2012 and has been a practicing attorney since 1991. She is responsible for the probate of wills, the appointment of administrators of estates, guardians for minors and incapacitated persons and adoptions.
Gordon Shaw, commercial director of Fleming Howden sadly died on Tuesday morning May 16. He had been suffering from cancer since Christmas. His funeral will take place tomorrow, Saturday May 20, 10am at St Mungo’s chapel, Marr St, Alloa Clackmananshire. All welcome.